I am keeping for the cash flow and future sale because unless I leave my market and go OOS to get a substantially higher cash flow I would need to generate mortgages of close to $400,000 to get to cash flow of about $1600.

My main focus is to collaborated with my future clients and aid with their listings, bios, property photos, magazines, social media, email campaigns, etc.From a personal perspective, my main goal through real estate is to provide for my family and future generation.

Since I'm planning to owner-occupy, I initially thought a FHA or other small down payment mortgage would generate the best returns, and after reading a few forum threads it seems like that's what people usually recommend.

Depending on how much cash you have and where you are buying you might consider buying one property cash to be able to generate some cash flow and then leveraging the next.

Here's what we do (copied from our website):Screening ApplicantsPoor screening often results in lost rents, legal & court costs and costly damages.Screening of applicants includes the following:Full credit/eviction/criminal checks are done, instead of score-driven reportsVerification of rental history includes validation of actual property owner to avoid fraudVerification of stability of income & employment via YTD paystubs & W-2(s) (analyzed to confirm not fakes)Income is calculated 3 ways to spot stability anomalies: pay period, YTD average and YTD + W-2 average.Debt-to-income analysis (more accurate than traditional 3x rent requirement)Bank statement to see if NSF issues, if deposits support income, prove MoveIn Funds, also analyzed for unusual transactions.Pet screeningHolding Fee required from approved applicants to make sure they are serious, before your property is marked pending.

Hi everyone i have a off-market 4plex in Missouri that i need help financing fast numbers are looking good its currently rented for 2250 and market rents for 2800 and my current offer seems strong at 225k My issue is financing i have 25% down and want to use conventional financing but looking for a lender that goes off the property and not my income as self employed and it wont work

I guess well see how it goes and what kind of report they generate.

Although the San Diego market is competitive with low inventory and high demand, I see abundant opportunity to maximize real estate investments by employing creative strategies.

Just principal reduction alone will generate an 8%-9% return on your money the first few years.

I've been 1031ing some of my more expensive assets ($130k SFR in 2013, now $230k) that were generating $1300-$1400 p/month (now $1600) to buy homes with better yields at small purchase prices, spreading the risk out while having a $70k/$1000.