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@Keith Jefferson yes this looks like a cookie cutter local bank product.

We have been adding washers and dryers to as many apartments as possible if they didn't already have access to laundry.In our area, in unit laundry adds about $50/month to the rent whether they are paying for the natural gas and electricity or not (we pay for the water at all our units). 

I think if you are looking to use an FHA product you will ultimately be unsuccessful because FHA doesn't really work for 99% of wholesale deals.

Those retailers just mentioned are getting a huge push from demanded product.

The design criteria and review processes contained in this Chapter are provided to protect and maintain the established character of all residential neighborhoods within the City.9.43.015 OBJECTIVESIn order to maintain neighborhood compatibility, any proposal for construction within a residential zone shall comply with the following objectives:(a) Natural AmenitiesImprovements to residential property shall respect and preserve, to the greatest extent practicable, the natural features of the land, including the existing topography and landscaping.

Natural gas hot water heaters, separately metered gas and electric utilities. 1st & 2nd floor have original fireplaces. 100 amp electrical service with owner's meter.

Natural gas hot water heaters, separately metered gas and electric utilities. 1st & 2nd floor have original fireplaces. 100 amp electrical service with owner's meter.

Since these types of mortgages are not backed by the government like Fannie/Freddie conventional products they rely on secondary market buyers on Wall St. for liquidity.

Unless you have terrible credit or other financial hardships, I would strongly recommend you explore what low-down payment conventional products the local banks and CUs offer.