BiggerPockets is unassociated with this or any product/service from the individuals that you mentioned.

I'm looking at a Fannie Mae property and my realtor told me this:That house is a Fannie May product.

Sometimes REIT's will buy low caps if the area has high demand and low product available.

. - This is the product I was referring to.

And as @Arjun K. said, if you're paying 15% for a credit card, any return you have it eaten up by your personal income.But here is what you CAN do: shift your price point to more affordable investment properties (I do under 30k), switch to credit unions vs banks for their looser underwriting policies for different loan products, but make sure you are paying down your debt each and every month while you're exploring these other opportunities.

It's a nice rule of thumb(I suppose) but if you consider the organic nature of this market, ever-increasing competition and varying investment strategy options--the 70% rule is going to end up hurting you in the long run.

Take a look at this example transaction from a lender website:https://www.efirstbank.com/products/credit-loan/retirement-based-real-estate.htm

Personal loans from the credit unions - not really difficult to getTitle your car if its paid off and it has equity --Ive done this 3 times with the same car - again not really difficult to getIve had lower credit, so I had to go for loan products that are easier to obtain than more stringent ones, as well as properties that are lower priced to fund them.

What Is The Issue That Your Product / Solution Will Address?

She took some interior design classes in college and loves to work with floor plans so it was a natural fit for her.