It can be seen as causing duress to the borrower by the redundant attempts to obtain a DIL or as an unconscionable advantage to the mortgagee.Clearly you made some attempt at conveying the idea likely by speaking to them.

I agree with Aaron I have seen how advantageous it is to have your liscence when it comes to making connections!

Lastly I highly recommend becoming a Plus or Pro member of the site to take advantage of all that BP has to offer you.Again welcome to Bigger Pockets!

We're here to help you succeed . . . don't hesitate to use the BP community to your advantage.

Probably why you'd be confused after 5 months, if you studied the basics for 2 weeks, then the appraisal/valuation process for a week most everything would be obvious.You could partner, but I'd say you're not ready for that until you really understand RE and what's in your best interest as some partner could really take advantage of your lack of knowledge down the road.

However I would still like to take advantage of being a first time home buyer.

Thus the government wants to try to protect people from being taken advantage of.

The advantage is they are relatively cheap to construct and install.

Lastly I highly recommend becoming a Plus or Pro member of the site to take advantage of all that BP has to offer you.

Everyone hates sleasy salesy guys and to feel like they are getting taken advantage of.