Hi Everyone,                         I'm trying to find good banks in the Indianapolis area to build a relationship with, so that I could get some good loan terms/HELOC terms from them down the line.

If you have people lined up to rent, you are likely low and if no one calls, you are likely high, each assuming a healthy balance of supply and demand.How are higher prices achieved?

My first investment was with my line of credit of 3.9%.

This way there is no personal loan or line of credit, the debt is on the subject property only and approval based on ARV.

Just remember, always keep a line of communication open with your PM and do not be afraid to check up on them, that is your job.

We do tile surrounds in all of our B+ rentals, but go with large format tiles - they are far cheaper and faster to install than the subway tile, and there are a lot less grout lines to keep clean.

Their paycheck is on the line, and if your financing falls through, they just wasted 4 months of time not advertising to buyers that can potentially close. 

hi everyone i am a newbie and i have a question about a line of credit i want to take on my personal residence. i have around 650k equity on a million dollar home with 350k (mortgage + old line of credit combined). i wanted to take a new line of credit of about 500k to pay off the old mortgage and line of credit to be left with around 150k cash for some home improvements. i have been seeing rates around 5% but suntrust (link below) has an offer for 3.75% plus -.25% discount if paying from a suntrust account making the rate 3.5%. 

Unfortuna-tely, people nowadays do much on-line and not in person. 

One sewer line replacement with only $8k and your in trouble fast.