If you plan on holding the property for the long term, I'd say in general, yes, paying some points (to an extent) will have both short and long term benefits.

In short I think no matter how you borrow for loan A in the Brrrr scenario it’s all about being all in under / up to about 80% of ARV in the end. 

However, this time around, I am a little short on time, so I will just say this.

But non-lenders cannot reasonably get access to it short of bribing someone from within. 

We have a team of virtual assistants that are trained to setup and manage short term rentals.

You are not a party and worse case scenario is that the someone inspects the place (unlikely) and does not believe the couch sleeper is a short term guest (how to tell?)

So making long story short they simply covered their *** legally and there is nothing you can really do if your city code prevents you from removing dangerous pests by yourself. 

Do not look for short cuts.

The municipal code in San Jose requires that you live in the property for a decent portion of the year (I think it's 180 days) if you are going to rent out the whole property for short term rentals.

I would not volunteer any information about your property ownership or corporate structure as it is and area outside the expertise of most boarder agents and foisting such material upon them is just asking for a longer sojourn at the border.In short, when asked tell the truth, but only the information sufficient to answer the question.