After years in the real estate business, I have come to the conclusion that real estate agents don't know much about real estate or what sells or what gives return on the money.I had an agent tell me in all seriousness that the monster size house I'd just purchased would look reallly great if I'd replace all the great condition siding with real cedar siding.Why, yes it would.

Take in your last two years tax returns.

What that means is that you're paying yourself the same return on the down payment as you're paying on the loan.

When will you be returning to our fair country?

It's still a bad deal.Another way to look at this deal is cash on cash return.

If she is on the title she will have to file US returns, whether you two file jointly or separately is another question best answered by your CPA or tax preparer.

Return is based on risk.

If you put in a down payment, your cash flow will improve, but the added cash is the return on your invested cash and not from the property.

Any buyer would welcome that.In return you would like to be compensated for your efforts once they purchase the deals you bring them.This is many times refered to as being a "locator" or a "bird dog".I would also learn as much as possible from these individuals.

I know more it better but what are the general spreads on cash on cash return?