Furthermore.... this “extenuating circumstances” dead uncle system is an easy google search for any guest looking to break the policy.

I have been a follower of the FIRE movement for years, now a long-time "mustachian", and have done what I've needed to in order to keep expenses low for myself and my family, but have done so in order to just break even.

People can't control a lot of things: car breaks down, tenant or kids get sick requiring them to miss work, reduction of hours at work etc. and I don't think owners are jerks by requiring tenants to continue to pay their rent through those instances. 

Tax break in the coronavirus stimulus package?

They save their money.But if they do not then it breaks their lease and I will raise their rent in June.

Poor rehab followed by poor property management resulted in tenants that were being neglected and a property that had sewage backup into the house that went unaddressed for way too long.I first learned about the situation over Thanksgiving break.

They have more manpower(bodies) and are doing it every day so they are gonna be able to work faster. 

I signed up merely as a 'break here in case of emergency' option if my other income streams fail in the next 3 months that will absolutely force me to not able to make the mortgage payments.

There is a stay at home order, but the Lakewood police still had to break up three gatherings.

For instance, I had a break-in at a house recently when the tenant was on vacation and they busted up a door and window I had to have replaced.