You will either break that lease, making it hard to move forward in real estate or you will have to suck it up.Worst case is you have to declare bankruptcy if you take on too much.

Break things?

He wants to break the lease for "Covid 19 force majeure"

Or would returning the withdrawn funds plus the money I intended for 2020 break the contribution limit? 

Property management is a business to build that needs a large scale properties in order to brek even, and after that, start collecting the revenue.In your case, seems you are almost in break even point:  lets see:1) you have now a hand man that will cover the repair cost in many of the units2) you have a group that could collect application fees3) the same group would potentially reduce brokerage cost (depending on the state of the properties) advertising themselves4) You can expand this business and make it profitable...  

Rents don't break $1000/month unless it's a 3/2 with  +/- 1500+sf .  

I took out hard money for both of them and don't want to get stuck paying my high interest rates for however long this "break" in the market takes.Any advice on how/if I can get a loan (SBA or another) for a lower interest rate in order to pay back my lenders?

Life happens and tenants lose their jobs, they break up, get divorced, have kids and need bigger places, can't afford the current place, or whatever....and then they just move.

Last bit, if something looks really bad that I notice during showings, I’ll schedule a time that week to get it fixed while the current tenant is in place (as long as I feel the tenant won’t re-break it in that time).Good luck, -justin

@Joe VilleneuveWow, a great way to break it down.