Hi Kevin, I just recently saw a couple four plexes out there, check Apple Valley and Yucca Valley.

Hope it helps.Zig Ziglar once said: "Lack of direction, not lack of time, is the problem.

I get the appeal of BRRRR for those who lack cash or want to scale faster, but to me it seems like I am introducing unnecessary variable/interest expense in taking out some kind of high interest LOC (sofi offered unsecured $100k at 9% or my bank will do secured $50k at 7%).Interested in any perspective, thank you. 

In summary, his attitude, his lack of communication and his continual fees that I have to pay lead me to want to fire his ***. :()So that clears it up a little.

The initial lack of people attending the open houses was a combo of a few things (school in session, trial and error for automating and improving processes, price which we then reduced, 2 bedrooms).

In any such proceeding, the parties hereby waive any objection to forum including, without limitation, any objection based on lack of personal jurisdiction, improper venue, or inconvenient forum.

You have already made several unforced errors (making habitual late payments of 3-4 days acceptable, not sending an immediate pay or quit notice upon non-payment of rent, communicating with the tenant directly) and you seem to lack the constitution required to handle the reality of landlording. 

I would tread lightly, I know that this seems like a great opportunity but I would consider partnering with someone on this if this came to fruition as your lack of experience could be a detriment to the project. 

Sprout seems to be one that keeps coming up, but after seeing their terms, it seems a little steep. 6.0-7.5% and 2 points, buyer paid comps, and 3 year prepayment penalties (the fees are killer, a higher interest rate is expected).We are in a credit/W-2 income range that doesn't need to settle for subprime rates unless, of course, it is out of a lack of diversity of product. 

The forum is a great place to search for additional clarification on topics and if you can't find the results you're looking for (the internal search functionality is lacking on the site, direct search on Google is better) then I do encourage you to ask your questions as the resources here are abundant for being able to help.Cheers!