I used to get checks mailed, but that is a pain.

that's most likely a huge pain... it's been on market since august.

If you lock into a longer bank loan now, that refinance would be more painful, as there would probably be a prepayment penalty.

It is a pain to deal with the potential headache of multiple applicants and open houses, but that 3-4 hours of stress once is way better to me than a year or more of headaches because a bad tenant was chosen.  

You learn everything that contractors know, everything (painful, i know...but true) 3.

Obviously there's no guarantees, but I'm just wondering with all things being equal, what might be the best shot for a successful closing with the least amount of pain.

@Frank ManningI feel your pain….

@Megan Phillips I looked at the property for a bit longer tried to get more info from the realtor who kind of made it a pain and gave up on that property partly because I’m worried that area might be a little harder to rent in.

It's a pain in the A$$ for the Australian party.

I've seen people 'celebrate' getting $8-10k cash out, forgetting the cost of the refi was a month of pain and $4k.