@Alan DaySheriff sales, which are local and ran by the county's sheriff office of where the property is located stem from defaulted property taxes -- Bank pre-foreclosures aka short sales stem from defaulted mortgage payments.  

I am few cities over - our real estate office is in Downers Grove and I live in Lisle.Listen to all the podcast - specially mine :-)http://biggerpockets.com/show65You can read and learn from what happens in my real estate business here:http://www.biggerpockets.com/forums/223/topics/183...

Other agents in your office, who aren't doing it themselves should welcome it on their listings.  

If the property is in disrepair you can also check with the local inspectors/clerks office and see if the town/county have slapped the property with a "Lis Pendens" (spell check) these sometimes do not show up on a title search.

If there is a police report about the assault and a conviction or a guilty plea, Alabama law says it is a non-curable default if there has been a criminal assault. 

Hello everyone, I'm new to the real estate investing world, I've been doing armed security for the past 20 years, worked a lot of hours and just wasn't going anywhere, then i stubbled back onto Robert Kiyosaki YouTube channel, and membered learning about it some back in 2007, then started watch Ken McElroy learned as much as i could from him then i saw David as Ken's guest and that's what introduced me to BiggerPockets, and have been watching videos taking notes trying to learn as much as i can and trying to get started at the same time, and found some hard money lenders (because I knew I couldn't get a loan from a back with my credit score and just getting started) four of then said sure will give you the loan talk about being excited then they hit me with will give you 80% of the LTV and you have to put the 20% down, my mouth dropped and another guy said there's going to be a 15k PMI added onto it and after I explained I needed to figure out how to come up with the 20% plus the 15k he blocked me on Facebook, so i began asking friends and family for the loan but ended up at a dead end, so with one of the hard money lenders i spoke to and kept in contact with offered my a loan officer position and explained the pay and everything, and in my mind i was like oooo if i get 5 of these deals i could have 20k, which would be enough for a down payment for the LTV on a condo then do the BRRR strategy on it, so that's currently where im at now.

I can show my loan officer that I have a lease for the property, but what will happen when they don't see the rent payment from the tenant?

Obtaining the actual license is what took forever because the state had to handle all my paperwork and I assume with COVID everything is backlogged.I would call the RE office and bug them until you get an answer.

Best to talk to your loan officer as he knows all of the specifics not only of you for the approval but the lender you are being submitted to and their requirements.  

I have no facts to back this up, just a rumour that I saw on BP and elsewhere.Until there are some sustained movements showing a vacancy decrease in downtown commercial office space I wouldn't risk it, but that is just my tolerance level.