Devin,There is no really a right or wrong answer here.

Well the simple answer is at this time my fiancee is not open to the idea of house hacking  our first purchase for a home.

Internet is your friend, but no one on BP can answer your own decisions.

Happy to answer any questions you have.

It sure seems other people log on to say 1) You’re screwed 2) I don’t have a good answer but that other person is sure wrong 3) I didn’t read your question or I’m going to ignore it so I can saw the same thing i say in every post. 

Besides, having the kids as the only signatories to the lease helps them along their path in life.Now, to answer your question.  

When first starting out we all want answers; stay on BP, keep interacting, ask questions all free of charge. 

Thanks for your answers!

I have asked both my realtor and the lender and neither felt comfortable answering with all the changes in tax code in 2018.My questions are tax related.  1. 

If you have not signed a purchase agreement or a clause that allows to pursue another loan without any penalty I would tend to the answer is "yes".