@Mark UpdegraffI may lose out on a few deals, but with a full-time job I only have time for a couple deals going at one time anyway.

Simply show the lease, and you're good to keep buying (your Debt to income should still be fine due to the rent, given your not cash flow negative).Hope it helps!

If you do find some, make sure you adjust for positive and negative features.

A cash purchase would be a poor ROI due to the same inflation, yes, but you would be getting probably $600 a month in cash flows - which will be necessary when one of those negative occurrences I threw out occur, which they eventually will.

I only have 1 property right now, a duplex, and as I mentioned, it is in Urbana.

Now I only owe money to the lenders.

I'm simply surprised at how openly negative and snide certain individuals can be.

BTW, a portion of the dues goes to lobbyists that TREIA hires from time-to-time to help fight state-level legislation that could negatively impact RE investors.  

I keep looking for negatives, to the point I am assessing the local rental market as a whole.

I'm moving to Houston soon and have been studying that market diligently, and I think it's a nice hybrid of cash flow and appreciation, but I only buy for the former and consider the latter a bonus.Lastly, I can assure you Hartman is making money on these deals.