Guests are my homeowners’ customers.

It may pay to keep them with one financial institution, as some banks provide lower interest rates on loans or reduce fees for customers with multiple accounts.

Ideally I would prefer to leverage OPM/HM.

If I was in that type of situation however, I would probably need to find a way to obtain a W2 job that can provide an income to help fund my real estate investing but I would need to get creative with the types of jobs and know that these jobs are a temporary discomfort (food service jobs, customer service, in home-supportive services for developmentally disabled).

My aim is to make the rent cover all his expenses, put money aside for any issues that come up, and ideally pocket a couple hundred each month.Any advice is much appreciated--thanks all!

However, conventional is ideal.

@Ed Brancheau That logic does make sense from your customers' perspective.

Sure, your first month or two owning this home might be a real slump (I don't know about indefinitely - anyone who catches the virus now shouldn't be contagious a month from now, which means we'll probably see waves of people staying home, and then ideally life will return to normalcy after this initial panic), but these atypical circumstances are precisely why real estate investors insist on factoring in vacancy to your cash flow analysis.

Ideally, you want to match both so that it's a win-win, but that can be tough.

Takes a bit to get use to how to narrow down lists but it has saved us thousands on getting custom lists