If she did take out 20K a year her death benefit would decrease 20K per year.

Decrease your leverage and your cash flow increases.

Take $1000 and decrease it by 50%, you now have $500. 

The STR market has faced big challenges across the country but LTR rents still stay strong in Tampa deposits, a slight decrease in the last quarter.Just like I have invested my own portfolio into larger and more higher price point properties because they appreciate faster.

Many jurisdictions are still wrestling with what to do with decreasing square footage demands and tiny houses.

Price per square foot year over year has decreased from $129 to $117For sale inventory has decreased from 4 to 2 year over year Median list price has decreased from $151K to $146K year over yearDays on market has increased from 11 to 12 year over year

I would *LOVE* to decrease construction costs like you wouldn't believe. 

Just in case, they don't end up purchasing the property, you don't want them doing anything that may decrease the value of the property.

There are certain areas in Midland that I feel you can cash flow great right now and still keep rented at a decreased rate in low oil price environments.

This increases demand, decreases vacancy, and is usually followed by appreciation.