But in talking to lenders, I learned they don’t accept rent from spare rooms because it’s in my primary residence, the reasoning behind which I don’t understanding since that’s an extra $2650/month in addition to my W-2 income.

It seems that not one agent in Oregon knows what a wholesale deal is as the wholesaler usually shops their deals to the investors directly and agents are never involved.  

usually that agent that first lists it just takes all the pile of offers to the bank, and all are rejected... 

Usually doesn't the bank just bid on it that day and take it back to unload later?

In my opinion it's extremely lean—clean interface, not bloated with any features that feel unnecessary/extra.

Marica I had 350 C class rentals a few years back with a good portion in hud probably 80%... co pays were always a challenge and half the time never paid.. but what are you going to do evict them and subject your unit to theft and vandilism.. almost a gurantee on vacant units .. if we nursed them along usually come tax rebate time they would catch up.. 

Buuuuuuuuuuut many investors get greedy & try to buy the cheapest possible homes in the cheapest markets in the country in an effort to get more "cash flow" I've seen investors pass up awesome opportunities to buy high risk stuff because they would "cash flow" an extra $50 per month.....................$50 per month?

Asking won’t increase your premiums. they won’t give you a determination over the phone, but they’ll let you know what the usual process is.

Your largest hurdle is usually finding a contractor.

Jumping into a multi-family off the bat is not the course I usually recommend.