@Alex Lee your best bet is to join your local REIA group and attend any other meet ups in the area. 

Being involved in real estate has always been a dream of mine.

If there's an owner occupant requirement with Home Possible, I'd be willing to bet it has a similar condition of 12 months.

I didn’t realize it could be that involved .

Looking to get involved with either multi famil ( apartment) or commercial rental property.  

Wonder what they would do if I just sent my own Warranty Deed up there, but on the other hand, THEIR paperwork might have certain protections in it, but then again, maybe protections for THEM, not necessarily all parties involved. not really sure 

A lot of people have that much debt on their primary residence.I’d say pick up 2-3 more with mortgages then start paying them down.OR if you want the higher level of involvement, build cash to start using the BRRR strategy.

I have invested in NZ, OZ and the USA in addition to being involved in real estate in several other nations.

What's the bet that you're paying a much higher interest rate on that car loan (for what is essentially a consumable item) than if you'd bought it with proceeds from a HELOC on a property that you (could have) wisely bought first?

People don't want to get sales calls at home.A better bet might be to do some mailing.