Include heat and set the rent accordingly.

I got a meeting set up with my local bank manager and a mortgage broker manager to see which one can help me more with what I want to accomplish. 

Going off incomplete data sets with minimal trend analysis can make anything look extremely bad (or good). 

Never dice rolling. just wondering where I could make adjustments to submit an offer that makes sense. 

Consodering 1st mrtg holder will foreclose immediately if this shortsale doesnt go through, (they are postponing auction date so this deal can have a chance to go through) hopefully 2nd mrtg Ditech wont ask for too much and Senior lien holder will be willing to provide those funds without adjusting our approved purchase price. 

I have also learned that 401K's are pretty much useless but you can borrow from some of them at a rate you set and that could be useful to fulfill your needs. 

Those are the people that I think will either validate or make you re-evaluate your calculations.Try not to make pleasing the seller an issue with financing, If you go trying to support a 10 year mortgage when you don't have the financial cushion set aside or cash flow generated for repairs, CAPX, evictions etc. 

Also, set up keyword alerts for the cities.

If you would like for me to set up an ARMLS search for you, just send me your email and property criteria. 

There's always a way to set up a strategy to mitigate taxes.