patience and a heart that serves. you'll do great things in the agency space!

Back then, I was a sophomore in college and this property served as my primary home.

I wish you served south Jersey.

Those fall under Fair Housing Act - and the criminal one has become a major legal challenge against landlords in failing to provide housing to those who have served their "debt to society" or whose crimes were not recent.  

If so, your lender may have some thoughts on the structure you propose, so you'd be better served by raising it with lender sooner rather than later.Good luck!

Another concern is if I purchase a  MF that has full tenants, what happens if I have the seller serve 60 day notice  or I serve it and they do not leave, I would still need to move in within 60 days correct?

If they are bad tenants you may buy the building and if you serve them a notice and they do not leave there is nothing you can do at least till Nov of 2021. 3.

A Hard Money Lender will look at the property like an investor, which serves as an added underwriting check.

On one hand, the mini split seems to be considerably more money but would be a better comfort serving both heat/air.

@William Lindsey  Both strategies are acceptable but you would be best served to discuss what your investors are looking for in this deal.