I plan on getting into buy and holds so I'm looking for a job that will help me gain the skills needed for general renovations, as well as providing w2 income to help secure a loan.

I'd recommend Jared Kuehn at First Security, John Horner at Opportunity Bank, and Kellie Carter at Stockmans.

If the main goal is achieving depreciation then perhaps the weight of cap rates is less, ultimately it comes down to your goals. 

Most people have either income from work or retirement income (social security, pension, etc).

How can you prove it (unless you have security cameras)? 

The easiest way to know if it is a personal policy is if they need your date of birth or social security to underwriter the policy. 

I think it is incredibly helpful for other new investors to hear the trials that come along with securing a property like this.

It is 50/50 split & she had stated that in the past her GC has put in 5 to 10% so I have skin in the game and she will include me on the title for security until property sells & 50/50 split.

I would concur with Jeff as well that doing a cash out refi would be a fantastic way to look at securing another property, but as he said it really depends on the value and loan balance on your current mortgage.

Without any experience and a track record there's few lenders that will loan a person money, let alone release funds upfront and trust you, unless you have something to put up of equal value for security.