I've seen mixed reviews about their practices.

So if you have to pay a little more for a guy with experience and a track record in your local market I would do that.The problem I see with investors sometimes is they try and micromanage every single expense associated with a project and while they are busy crunching numbers they don't take a practical view of the time and stress they save by spending a few extra dollars and hiring better people.

Disclaimer: While I’m an attorney licensed to practice in PA, I’m not your attorney.

From my understanding passing through funds is not common practice.

Practically buying 2-4 unit $500K property in LA using FHA is not the same as buying 10X $50K properties out of state.

I want to get into long-term buy and holds, single family to start but possibly MF as I get more comfortable with what I'm doing.Here’s my practice example:Say I have a property that I’ve bought and worked on with my after-tax dollars from my job so that, essentially, I own it without a mortgage payment.

I am a realtor and will recommend quality contractors but I cannot speak for other realtors and their practices.  

As much as I'd to apply the 50% rule, it is just not practical in my market.

Personally, I think that until the underlying practices (government, banks, large corporations and individuals) change radically, things are not looking good long-term.I saw a headline the other day that "1 million people applied for a 62,000 positions that McDonalds was hiring for"...on the bright side, there are people out there will to work for minimum wage...on the not-so-bright-side, most of them can't even get jobs doing that...

Is it common for bankers to make loans, for themselves, in someone else's name? Utilizing the funds personally?