The lender is pretty stubborn.

I have tried MANY marketing channels so I am speaking from experience.The numbers below don't include revenue from 14 deals we have in the pipeline that will be closing soon and majority of those came from Direct Mail as well.Sigh... so stubborn,People simply refuse to think on their own.Here is why sending multiple mailers to the same group is an illusion.1st Time Sending:Imagine you send out 1000 mailers and 100 people see your mailers.

Now after my Refi my mortgage went up $800 bucks and if I pay off a home my difference in profit will go up by a $1kOk but I'm still looking for my building complex sounding stubborn I want my building complex but where I'm looking is nit looking advantages at the moment.

I'd say the skill level needed is higher in dealing with FSBOs, they can be slow to move, stubborn ones must be shown beyond doubt, thin deals can be tricky and risky, can have issues Realtors don't want to deal with.

When I used to sell way back in the day when i wasn't yet an agent, despite the 'Principals Only' warning boldly plastered all over my FSBO listings, agents nevertheless lined up at my doors with the usual pitch even when notified in writing to cease communication, still wanting ERTS, throwing fits and all, sometimes even disrupting my open houses under the guise of bringing 'buyers ready to sign' that were 'on their way'  yet never showed.Granted over those years, there were 1 or 2 out of dozens upon dozens agents who were up for the challenge to compete with my own offers, but most others were just too greedy or whatever and just would reiterate the holdover clause like parrots, pretending to not understand holdover clause is why exclusive agency without right to sell remains a viable compromise and formidable challenge to truly measure up to.have you as investors (and/or as agents) ever had similar gripes with stubborn/aggressive agents who yet weren't up for the challenge competing with the owner(s) themselves to find the best offer that successfully closes?

If you get 25% equity right of the bat, then real estate is a great investment and I would suspect even the most stubborn banker would have to admit this.

That should answer the question of whether it is a stubborn seller, or if you've found a diamond in the rough with a seller who just hasn't had a pitch (offer) to look at quite yet. 

Or are wholesalers pretty stubborn about their price for the most part?

In our case, it was a very tough negotiation with a stubborn seller, and the listing agent offered her contribution to bring the deal together.

She is stubborn in her ways.