Generally there would be evidence of the little critters.

You make many assertions without evidence. 

What’s worse is that there is no consistency among the insurance companies.The ACORD forms and other Evidence of Insurance documents are notoriously cryptic and difficult to read.

As long as it is in your house rules and you have evidence of them staying later, Airbnb will pay you out.

Probably because someone on BP or YouTube suggested it without any evidence to back their claim.An LLC is useful for two things: anonymity and legal protection.

Generally, a property owner isn’t automatically responsible for damage unless there’s evidence of negligence (e.g., they ignored warnings that the tree was dangerous).Check the LLC's Assets: You can research the LLC's assets through public records or online tools (like your state's business registry or property records).

BP has a tonne of evidence in its member forums and podcasts to prove that. 

Cutting back vegetation etc.The home probably got more deferred maintenance, water damage evident even in this video.

Increase in family size:A Borrower may be eligible for another house with an FHA-insured Mortgage if the Borrower provides satisfactory evidence that: • the Borrower has had an increase in legal dependents and the Property now fails to meet family needs; and • the Loan-to-Value (LTV) ratio on the current Principal Residence is equal to or less than 75% or is paid down to that amount, based on the outstanding Mortgage balance and a current residential appraisal.

I would say one of the things you want from the borrower would be the note on the first and evidence that payments are made each month.