I ate a lot of rice, apples and other inexpensive food to get by. 

There's much more at play than your overall income, so it is very possibly not apples to apples.

HUGE difference in MF  A B C D and  SFR  they are apples and oranges.along with location. 

Compare apples to apples. 

About the house: It's a 3bd (easily can be 4), 3ba with a huge barn (old airplane hanger) that's been grandfathered in, built over the water with an additional bathroom and partially built ADU above w/ it's own meter.

The cost is the same once you compare apples to apples to a traditional CMU or concrete wall.

The wealth of resources included is extremely impressive: Over 200 lessons and 80+ hours of video lessons in the masterclass component, 10+ live calls per month with specialists in various aspects of STRs (including at least one a month with Rob), a growing community that gives you a built-in network of fellow STR investors/realtors/lenders right off the bat (1.5K+ members of the Facebook group), and lots of perks like downloadable spreadsheets/resources and membership to a group purchasing organization that gives 30-75% discounts on furniture from West Elm, Crate&Barrel, Pottery Barn, Williams Sonoma, among others.

Also MTR pricing software might not be effective yet because there are so many variables with properties its hard to truly comp and get an apples to apples comparison (without looking further into the property and the amenities that are covered)For example the pricing software will not know exactly which utilities are covered, how nice the furniture is, term of lease which can impact the rate, other amenities that is not uniform amongst MTR inventory.I recommend manually finding comps on Zillow.

(Take it from a Mathematics degreed, NASA scientist).You can not take a small sample from a larger environment with a specific set of characteristics and group them into one audience and then conclude that BECAUSE of the characteristics you have seleceted you then project that characteristic over the entire group.Duh.. that obviously doeant make sense.Let me translate this into English.You have a bunch of apples. some red, some green some yellow.You take all the red ones away and place them into one group.

If someone tells you, that eating apples are healthy because they are red, they are wrong.