Finding great deals are awesome, and this is still a capitalist country.

An investor ie capitalist should have the ability to gauge the market, and be able to make decisions for their own business.

America is and always has been a capitalist society that values it's freedom.

You’ve set up some communistic straw man argument that a rich fat cat homeowner capitalist has taken advantage of poor people.

In your capitalist heaven red state of Indiana I have multiple rentals that I have no idea will pay or not.

This is why bastions of liberalism such as California, New York, Chicago, etc. have such disdain for capitalist landlords, and why they have all but legislated theft of your property.  

Capitalists follow the economic cycle!

I've had a business like, capitalistic mindset since I've been 3 years old being raised in a family business.

@Jay Helms,So funny, I'm sitting here excitedly figuring out how we're going to make the 17th-18th work with all the kids during the W2 Capitalist summit and I couldn't put my finger on it but I knew I had seen your photo before....and here it was!

So, slowly, they under-cut each other over time until consumer offered rates fall to where they "should" be if you just think it tracks 1-to-1 with mortgage backed securities or t-notes (or whatever you believe it is "pegged" to, as if we didn't live in a capitalist society).