A late fee is assessed if there is a rent balance outstanding as of 17:00 local time on the 4th day of the month ... for the first offence.  

@Beau Blinder Thanks for the tips, no offence taken.  

I would advise you to approve this applicant unless there is a strong, objective reason not to - such as eviction history, a recent criminal conviction, or their income (including all disability income) is less than whatever standard you have used for all of your past tenants.  

Originally posted by @John Pruner:- He'll also take care of the court case by visiting the courthouse in the next week or so.I doubt even if he was a reliable person, he could do anything to affect your criminal court case given that he is not You or the attorney representing you.

Whilewe wish them well in the future endeavors.Someof the poorly written rental regulations that need to be revised andchanged include the following:EliminateNo Criminal Background Checks.

Ask them if they are working, if they have a criminal background, etc. 

Why would it be so hard to believe if a racist owner sees a Black name, they (consciously or subconsciously) assume they will  destroy the property or do something criminal?

It seems to me that based on neighbors and other peoples experiences with them, they will specifically target and take on people with criminal records and pets who don’t have a lot of options on rentals.

I charge $13 for credit and criminal which is what my local Apartment Association charges me. 

If you are able, and I say IF you can find off market properties and you present your self to the seller as a wholesaler, that may be diffrent, but then you run into marketing real estate with out a license which if I understand correctly it's a criminal offense in nys.