Keep your retirement account separate from investing in real estate.Additionally, if I were you, I will figure out or learn the following:Learn how to acquire apartment buildings with as little cash as possible (there are many creative financing techniques)One of these creative financing techniques is doing owner financingIf you have good credit, explore getting a business line of creditSuccessful real estate investors or real estate investors who have survived the downturns of the real estate cycle are CONSERVATIVE investors and they are wise with their money.

The $10,000 spent on “education” was spent to learn a specific method, technique or strategy.  

She will learn street fighting and survival techniques as well as how to fight multiple attackers and prevent rape.

Right now I am preparing by educating myself on different techniques. 

of course, this technique isn't always feasible.Hope that helps. 

Conversely. those that express gratitude for my comparitive analysis of the potential of their turnkey property and the idea of evaluating it against the standard benchmark, the S&P 500, are intellectually curious people who are willing to change their opinion based on new information coming in and shows cognitive fluidity of the mind which historically marked the trajectory towards maturity from apes to what we now call the human species.Sorry, all I could hear is; "I'm a snow-flake who's always right and Karen-rage anyone who dares to say different, everyone who agrees with me is a genius and those who disagree are poopy-face meanies"

.- Real Estate is an amazing tool, buy right and just do DSCR 0.9 and that's it keep it for forever- We are the sub 3% rate owner basically we're living for free paid by the US gov/lendersAgain both investment has its own techniques to mastery both skillsets, we can become Ninja in Stock or Sam Zell-like in Real Estate, the trick is to keep learning and educating ourselves.And I am not selling any class lolJust want to point out that if market crash tomorrow (other than 401k), it is okay, we can make money either way.

We're also open to exploring creative financing techniques to "be the bank" for extra income.

I do agree that teaching someone HOW to fish rather than supplying them with fish is a phenomenal parenting technique that will serve them well.  

BP has a great list of clubs here: https://www.biggerpockets.com/rei/real-estate-clubs/Also, you can never know enough different marketing techniques and methods to acquire the properties you are going to wholesale.