I can think of a hundred things you need but I'm not sure what you're needing to start.

I should have stated that I was lucky in guesstimating that amount as it was a tad over $15k when all said and done (+/- a few hundred).The title company held it because I deposited it along with the purchase price of the home at the time of closing.  

You could be doing a hundred things correctly & the one thing you’re doing wrong could be what’s stopping you.

It's not Passive at all and the smoke detector example is just one of the hundred things that should be on the Manager's list of things to do.