(Take it from a Mathematics degreed, NASA scientist).You can not take a small sample from a larger environment with a specific set of characteristics and group them into one audience and then conclude that BECAUSE of the characteristics you have seleceted you then project that characteristic over the entire group.Duh.. that obviously doeant make sense.Let me translate this into English.You have a bunch of apples. some red, some green some yellow.You take all the red ones away and place them into one group.

If someone tells you, that eating apples are healthy because they are red, they are wrong.

Also lenders on revenue will not have as great of rates as those lending on market value of single family.Lastly you can make numbers do what ever you want especially when you start off with omitting expenses.... comparing rent by the room and a standard single family is apples to oranges.

RE exposure will be there, just not this large allocation that BP thinks. yea and they are not stupid either because they know each local RE has more dependencies to supply-demand dynamics rather than interest rate alone.this is why even for hedge fund, they only purchase in certain area in bay area only like in cupertino or sunnyvale where it's good school district and next to Apple.

Be sure you are comparing apples to apples when others are quoting you a specific cash return number.I hope this is helpful, and I'm glad to get on the phone and chat in more depth.

I suppose there will always be bad apples like in any other industry.

DMM is dying, CC is for people that just don't know better.You don't see Apple, Nike, Samsung, do DMM, cold calling, or knocking on doors right?

Most of their ARVs are high and they claim to compare apples to apples but that is not how the appraisal game works. 

Hi @Dustin Lavender, The apartment complex business model is much different than 1-4 units in one building single family business model and you are comparing apples to oranges I believe.  

Johnny sells apples.