Of course that adds another layer of difficulty.

Granted, it's a great contrarian take that helps RK, DR, and others stand out from the crowd, but believe it or not there often is a lot of collective wisdom in the standard operating procedures (and some major mistakes which is why no one should just blindly follow the herd - but you all should probably wear a mask).

Personally I would pay the guy 20 bucks to wear a “ Jason” hockey mask and a one piece work suit to mow or weed eat back there  just to mess with her mind 

That can also add many layers of financial stress to an investor dealing with that.

They asked everyone to wear masks and refrain from unnecessary activities but allowed all the businesses to stay open.

Everyone needs to wear masks.

basically they only have to self affirm they were affected,  and it doesn't give any minimum thresholds,   so if they paid money for a face mask they would not otherwise have purchased that probably qualifies.

Start layering those actions into your model until your model equals your FI #.  

If the trim needs to be painted, use joint compound to smooth out rough edges from multiple layers of paint.

Having a mortgage is another layer of protection.Your Insurance on each property is a layer.Having properties in individual LLC's ia a layer.Umbrella Plolicy is a layer.Attorneys are usually hired on a contingency basis so the more difficult it looks the more likely they will not take a case against you and go after low hanging fruit.Also take care of your tenants and properties and you will be unlikely to have an issue in the first place.I have a trust, that owns a master LLC, that owns individual LLC's that own one or 2 properties each.I don't have mortgages on my rentals either so I added these other layers of protection.