HELOCs, aren't necessarily risky either but they come with a few extra variables, adjustable rates, draw and pay-back periods, some come with early payoff fees...but they can be replenished and re-used over and over during the draw period so that might tilt the scale for you.

I won't be investing in the riskiest/most supportable asset subclasses such as hotels, and tilt my portfolio the ones that have historically been more stable such as multifamily and single-family housing.

I would say that mineral rights in Oregon, unless they are in gold mining territory, may not be worth as much a mineral rights in Oklahoma where they are on full tilt with oil and gas exploration.A small portion of my mineral rights are paying a small dividend.

Thanks Jon :)I'm at $1.3M for a 10,000SF tilt up concrete building on 15,000SF.Putting down 10% on the SBA loan and my company will occupy 100%.Visible from the highway (I don't care particularly), and 2 blocks from the onramp/offramp.Residential on the other side of the street, and mostly grubby warehouses around. 

I'm going to spend less time tilting at windmills - multifamily & mixed use properties around here are selling at silly prices - and focus on efficiency improvements in both our existing properties and our business processes.I may write more {second} mortgages to other local investors .... but not if they are paying silly prices for multi-family properties.

Unfortunately demographics may tilt the scale in their favor depending on the area.

I would try to get the scales to tilt into more of those 12 being Section 8 units than not.

They tilt their contract WAY in their favor.

Now next argument people make is "oh, what if all tenants stop paying rent", and what if all tenants jump at the same time, will it tilt the axis of the world?

Whenever we subsidize either one, we tilt the system out of balance.