Admittedly I am new-er to the Valley, but from driving all over it, it seems that the West Valley is going crazy...they are building as fast as they can. 2 new chip factories and tilt-ups everywhere.I'd bet on the West Valley if it were me....

HELOCs, aren't necessarily risky either but they come with a few extra variables, adjustable rates, draw and pay-back periods, some come with early payoff fees...but they can be replenished and re-used over and over during the draw period so that might tilt the scale for you.

I won't be investing in the riskiest/most supportable asset subclasses such as hotels, and tilt my portfolio the ones that have historically been more stable such as multifamily and single-family housing.

I would say that mineral rights in Oregon, unless they are in gold mining territory, may not be worth as much a mineral rights in Oklahoma where they are on full tilt with oil and gas exploration.A small portion of my mineral rights are paying a small dividend.

Thanks Jon :)I'm at $1.3M for a 10,000SF tilt up concrete building on 15,000SF.Putting down 10% on the SBA loan and my company will occupy 100%.Visible from the highway (I don't care particularly), and 2 blocks from the onramp/offramp.Residential on the other side of the street, and mostly grubby warehouses around. 

I'm going to spend less time tilting at windmills - multifamily & mixed use properties around here are selling at silly prices - and focus on efficiency improvements in both our existing properties and our business processes.I may write more {second} mortgages to other local investors .... but not if they are paying silly prices for multi-family properties.

Unfortunately demographics may tilt the scale in their favor depending on the area.

I don’t place all the blame on him, as I understand Massachusetts law is heavily tilted in favor of tenants.

I would try to get the scales to tilt into more of those 12 being Section 8 units than not.

They tilt their contract WAY in their favor.