IE the Coast type markets.Since rents really don't go up a ton in these areas they stay fairly static along the section 8 lines.. no way to push pricing down to create higher yields when rents don't really move.. so investors have to settle for less return.. in the long run should create some appreciation.. and that has certainly manifested itself on the wholesale side of things with every body and their brother wanting to do that.. and just keep pushing prices.. rehab is rehab those prices have gone up some.. but end of the day the props will only sell for what an investor will settle for for a given cash flow return. since virtually none of this goes to owner occ.. its more commercial in nature.

It looks like this is a loan to an investor but if the borrower were an owner occupant the inexperienced lender would be subject to legal and regulatory risks that they don't even know exist.

Well I just got an email from craigslist and it just has my ad heading and then the body of the email says "send to state for investigation, cc".

Two completely different marketing methods, client base, regulatory set ups, agent management, etc.

If a neighborhood is on the coast, near large bodies of natural water or on a river/stream, flood insurance is generally required, but not always. 

It makes me sad when I hear stories on TV where the woman could have had a chance.Without our bodies people can't sustain life yet many do not know how to protect themselves.

Sometimes you have to get down to the last name before it will pop up below the message body box.

This can be $1k-$5k per new connection but definitely contact the city planning and/or development body to get exact figures.I recommend that you explore community financing programs to keep capital outlay low (e.g., Vanderbilt and 21st Mortgage). 

Jumping through all the regulatory hoops is what costs so much money and to compensate the contractors for the amount of risk and compliance paperwork involved.

I understand and respect if your business model is going after the low hanging fruit ... that is OK too.Bottom line, our business model is as valid as yours or as any body's else's and you should not assume that I give a bad service and no value to my customers.