So, a distinction should at least be understood that when a lender accepts payments from a buyer under an installment purchase agreement, that such acceptance is not a loan assumption per se, it is simply allowing a third party to make payments in the name of or for the benefit of the borrower but the loan remains in the original borrower's name, fully liable and without any requirement made by the lender to collect anything from that third party.So, as a new investor, when you walk into a bank and put your business plan on the loan officer's desk, look him in the eye and say, "I have a deal and I would like to assume theseller's loan" you'll at least know how silly you sound to the loan officer, what it is you are actually asking the bank to do!

While economic uncertainty typically dampens discretionary spending, including vacations, there remains a segment of travelers who prioritize unique and budget-friendly lodging options that STRs offer.

And if the sponsor isn’t good enough for the debt lender—the safest segment of the capital stack, why should they be good enough for the equity...the riskiest part of the capital stack?

I think you have two very distinct things going on here.. you have folks that have no real formal real estate training and they are simply investing in rentals.. and then someone like me who is in the business owned real estate companies owned mortgage companies own's a building company .. and HML company.. all related to real estate but not one dime comes from rental income..

@Linda Weygant @Kevin Coggins  when he mentions negative gearing that is a distinctly Australian term.. for whatever its worth you will not hear US investors mention that or even know what it means. internet is a wild thing.. when you can create all these persona's.

The healthy, wealthy, and wise distinction is genius and I can review this book for the rest of my life and still gain something new every time I look at it.3.

All segments of our population must be served, housing is not an option and your target market will be unique.

To place in the top 1 percent of Americans, they would need to bring in at least $389,436.But do either of these comparative distinctions make you wealthy?

But entry level $600k-$1M segment is still red hot with bidding wars and homes selling for more than list price.

We’re seeing about a pretty even three-way split among our clients in terms of behavior:One segment of landlords doesn’t seem to be aware of the changes (we’re constantly trying to update all with updated info as it becomes available) and are surprised to hear about them.