What cost segment are you looking at building in?  

., all have very distinct issues that need to be addresses and resolved if the underlying investors want to go separate directions with different goals and objectives in the future (such as a 1031 Exchange). 

This is different than being a certificate holder & the distinction between certificate holder and additional insured is significant3.

I'll be moving to Houston end of the year, where I'll be investing in the multi family segment.

What I did was trying to learn as much as I can regarding the market segment and be able to talk comfortably NOI and cap rates etc.

By collapsing a segment of regional lenders, it becomes a consolidating event, because you the "evil genius's" of it all get to swop in wearing a hero's disguise, claim the victors conquest/rewards while staking you "must do it for the common good" and the sheeple applaud your consolidation vs fight it. 

Have seen some price reductions from asking rents or higher priced segment of the market. 

“Note investors who think learning from people who scam others out of millions is a good idea and a way to have a good reputation in the space.”I think we have to divide the above into two distinct groups.  

Fact is an ever-growing % of Americans are falling into the "affordable housing" segment, a scary % actually.

So, a distinction should at least be understood that when a lender accepts payments from a buyer under an installment purchase agreement, that such acceptance is not a loan assumption per se, it is simply allowing a third party to make payments in the name of or for the benefit of the borrower but the loan remains in the original borrower's name, fully liable and without any requirement made by the lender to collect anything from that third party.So, as a new investor, when you walk into a bank and put your business plan on the loan officer's desk, look him in the eye and say, "I have a deal and I would like to assume theseller's loan" you'll at least know how silly you sound to the loan officer, what it is you are actually asking the bank to do!