You can also get a Fidelity debit card that absorbs all ATM fees, if you need cash.

I am looking forward to using Cozy to be assisting me with my rental needs and am going to check out the educational resources as per my first rental and first time land-lording there is a lot of information to absorb and apply.

From my experience, most people here renting out a single family home have a significant amount of equity and/or purchased years ago, meaning their monthly expenses are low enough, that they could (although they wouldn't want to) absorb this tax increase.  

Is there perhaps anyone in the Louisville or surrounding areas that could point me of the right direction for any meetings, classes,or where to find mentors  (even someone outside of my area virtually as well), anything informational I love to absorb and use all useful information.  

Start reading and absorbing as much as you can.

The STRs have been very profitable and now we are consuming some of those past profits (I would have preferred not to have to, but it is what it is).I think the ones who will have the hardest time absorbing this are the ones that entered the STR realm recently. 

The higher those numbers are, the more likely an asset is to get absorbed and disperse favorable returns. 

Would love to get as much advice from here as possible to help me absorb everything I need to know in all aspects of Real Estate investing.

So a little lower revenue is undesired, but I am in a position to have no issues absorbing it.  

Sure, the pad absorbs much of it, but some still gets spread throughout.