While saying outside work from the bottom up, that sounds pretty simplified, it depends on any pressing issues.

They ‘him and haw’ about the numbers changing often and low ball the rate when pressed.

I can't imagine working a job I hate and still having the fortitude to press on when tenant or asset issues pop up. 

This image comes from the book "The Visual Handbook of Building and Remodeling, Third Edition" by Charlie Wing (available on amazon and other places I'm sure) (The Taunton Press, 2009, Newton CT) It's a great book which I'm sure can answer your question regarding more research. 

Of course there is the option to invest the 210k in other real estate opportunities, but I may be hard-pressed to find something above 10% return.

They got a lot of bad press because they don’t refund any money to people who get scammed through Zelle.

They should be able to answer your pressing taxing questions.

Generally though, is it true that with a private commercial lender, your terms are more hard pressed?

You will be hard pressed to find an out of state investor without those two things in place.

I guess they were feeling the heat from all the negative press they were getting.