I'm a buy and hold kind of gal, with a goal of $5,000/mo net rental income.

Your appreciation is zero benefit to you until you start to monetize it (via a sale or higher rents, eg cash flow).

At that point, the cert holder gets title, but many of these left over parcels are slivers and portions of land that you can not monetize.

Also since I borrowed that closing cost money from a HELOC (or maybe a 0% CCard, hard to remember since I was "monetizing" my good credit like it was a job at the time:) ), it was actually a no money down deal.

Finding other ways to monetize those leads is the key.

Once you figure out this number, you might be a little more inclined to monetize every lead that comes in.

A lot of these guys tend to over value the collateral or underestimate monetization time frames or legal costs in order to place capital.

Try that with a bond.My plex, lowest in rent increases, was purchased 20 yrs ago for 52k and rents for $1400 per mo.

Of course nothing is realized until it is monetized.

The bad habit that many new to the business make is that they get attached to one opportunity that they don't know how to monetize but obsess in attempting every possible way to work it.