Rent growth and vacancy rates were fairly easy to underwrite to, as there are several providers of forecasts for those statistics by economists.Now, things have changed. 

There are a lot of boomers out there.I know that people are moving out of some areas of the bay area and into areas like Sacramento and the surrounding areas for quality of living reasons.It would be interesting to see statistics but, I think that boomers would be pretty high on the group who has left or will be.

The typical property we target has the following characteristics:Single familySale price < $400,000Bedrooms: 3 to 4Garage: 2 to 3Stories: 1 or 2Note that while the green area appears homogeneous, in actuality it is more like Swiss cheese.Below you will find the statistics we generate each month.

There are zero statistics that mean anything any more.

The mortgage servicer is also out to make a profit on the service that they compete and bid on with other mortgage servicers .There are literally only a handful of notes called due or prosecutions each year that it is statistically insignificant. 

Term policies are great in the sense of what you pay for, but the statistical average of payout on a term policy is less than 10%  meaning that less than 10% of Term Life policies pay a death or living benefit. 

You can find the statistical data via the major moving companies, and I believe Ken McElroy recommended this site for that purpose:  https://www.northamerican.com/.... 

@Christopher SandysI recommend you contact the Lucas  County Health Dept - lead paint program and convey your opinion.They will share statistical data and analytical data that will debunk your impression of lead paint exposure. 

At that LTV, $35k can purchase a RE worth $1m. 7% apr is historically moderate and why home were statistically less affordable in the 1980s.

Best wishesAgain, thank you for sharing, but if you think any kind of BULLYING is "good" BULLYING or to be considered "light" BULLYING, then I would urge you to do some research on the statistics and the subject.