Check Realist or City/County tax records for "zoning" and "county land use" to see if the "duplex" you're looking at is actually a duplex in the eyes of the city, or whether its actually a modified single family home.

They will commonly do up to $50k unsecured LOCs, so perhaps you have a modified version of one of these.

.* We buy houses -Broad Match* Includes any word on your key phrase in any order* +We +buy +houses -Modified Broad Match* Tells Google that the search query must include that term.

First of all, I must disclose that I modified my strategy many years ago to focus on marketing to the attorney more so and hence, much less effort on direct to seller campaigns.

The Order’s evictions moratorium:Is effective immediately and lasts for 3 weeks;Would prevent landlords from initiating summary ejections or other eviction proceedings against a tenant for nonpayment or late payment of rent;Prevents landlords from assessing late fees or other penalties for late or nonpayment;Prevents the accumulation of additional interest, fees, or other penalties for existing late fees while this Order is in effect;Requires landlords to give tenants a minimum of six months to pay outstanding rent;Requires leases to be modified to disallow evicting tenants for reasons of late or nonpayments; andMakes clear that evictions for reasons related to health and safety can take place.The Order’s utility shutoff moratorium:Continues effective immediately and lasts 60 days;Prohibits utility disconnections for all customers;Prohibits billing or collection of late fees, penalties, and other charges for failure to pay; andExtends repayment plans at least six months, and sets the default term for repayment to six months for cases when the utility and customer cannot agree on the terms of an extended repayment plan.

There's probably a spreadsheet you can modify. 

Bought a 4400 square foot cabin on Lake Superior that I renovated and will be opening a LOC as a modified BRRRR instead of getting my cash completely out and I've had 5 bookings in 5 days of it being listed on the normal short term websites. 

We have the authority to modify the terms of the corresponding Loans which could, in certain circumstances, reduce (or eliminate) the expected return on your investment.

@David Hansen  I start with a tenant that needs that sort of accessibility then find the house to modify. 

We just kept it under our name and used a lease we “borrowed” from a friend of ours and modified it to fit our needs, but we changed very little to be honest.To list the property, screen tenants (application, credit checks, and background checks) we use Cozy.