Mortgage rates are technically tied to the treasury note rate rather than fed funds but the treasury note rate moves based on the federal reserves' position on the fed funds rate and anticipated future movement in it. 

Look at SF  Portland and Seattle.. big movement back to the burbs because of companies leaving. now they are leaving because of defund the police and homeless and other social issues have made living there undesirable to many..

I am a big fan of the Cincy market, and I have seen a bit of movement there recently form investors. 

It is NOT a constant, and it's movement is NOT fully controllable.

I concentrate on the Daily Market Movements.

I am a landlord, and contrary to what the woke movement might think my job is not to address income inadequacies or solve global problems. 

as we gently settle into the golden years  :)  Looks like the fly fishing is going to be a  focus  and US travel and Canada. things tend to focus around the grand kids these days..

kudos to you for starting your Stay healthy journey.As many have already repliedsleep, movement (your cycling), weight training (muscle mass decreases a you age) , keep challenging your mind, maintain your social circle, diet - loose sugar and processed food.If you do the above you are way ahead of most folks. 

The bank had it advertised for over a year with no movement.

Love to hear good movements about Toledo