It is not uncommon for a deal to have income potential in direct relation to it's risk.

What you have experienced is, I hate to say, not at all uncommon, especially in the internet age and this particular space of self-directed retirement plans. 

It's not uncommon for a HML to claim only 80% of your ARV as Their ARV.

It's not uncommon to hear horror stories about getting into underwriting and losing your deal a week before closing because of incompetence or error.

So, they probably looked for your facebook profile.It's not uncommon.

I am in the Midwest, having a house sit for a year or more is not uncommon, the foreclosure process is long and the redemption period is 6 months.

Those are uncommon concepts in loan sales. 

@Chris Mason @Rory Cumminsjust an update. regardless of the financing, a property walkthrough proved this to be a poor investment for what i want to achieve. i did email my finance guy what you said, Chris, and he wrote back this. seems to be a combination of his underwriting guidelines and the uncommonness of the property: ------With regards to this California guy who seems to have lots of “single family residences with a detached accessory dwelling units” in his neighborhood (which might be an accurate description, but is a tongue tangler and not really used in common vernacular), Columbus unfortunately does not, so these types of properties are difficult, if not impossible to find comparable sales nearby and in the last 6 months, so they really can’t be appraised.

In Los Angeles, a million dollar “tear down” is not uncommon.

I didn't realize city inspections were so uncommon.