I offered a 10% discount if they prepaid May, June or Julys rent. 

I am not sure if they have found a new place yet.They paid first, last and security, so rent for April is prepaid last year. 

I'm curious about the terms you came up with for the seller -- was the $8,700 you brought to closing all for fees and pre-paid items and the seller carried 100%, or was there a percent down you negotiated?  

I prepaid a year's worth of insurance which the company failed to account for and couldn't give me an explanation for months why I was being double charged for insurance purposes.

Hey all,Does anyone have any experience wrapping closing costs and prepaids into their loan?

There are ways to subsidize it, such as getting a seller credit, or taking a slightly higher interest rate in exchange for a lender credit to pay that and/or other costs and prepaids. 

After accounting for APR costs, non-apr costs, points, UFMIP, and prepaids our total cash to close is $19,828!

prepaid next month's rent - $500 creditUnit D - rent $500.

@Ellen Xu @David Paul WestenbergerCosts to acquire a loan used to purchase an investment property are capitalized and amortized over the life of the loan.Any prepaid expenses paid at settlement (prepaid insurance, prorated property taxes, etc.) are deductible as operating expenses.

Buyer only pays a few thousand for prepaids (appraisal, etc).