(Example’s Below)Rent: $900 / 10% Discount: $90 / Total Amount Due: $810 Previous Balance: $300 / Rent: $900 / 10% Discount: $120 / Total Due: $1,080**** 1) & 2) **** Any tenant(s) who have already prepaid April rent will have the credit balance and/or prepaid discount applied to their account.3) WAIVED ONLINE CC FEES: ALL fees associated with online credit card payments will be waived.

And since I purchased this home for $120,000, that means my bank will have to reduce the loan amount down to $127,400 to keep my cash back at $120K with rolling in all closing costs and prepaids.

After it sits for 4 days (to let all the germs die)I've been pondering on collecting more than first months rent or increase security deposit or prepaid rents till everything is calmed down. 

that's a big issue these days. also on seller prepaids if your selling to an investor you can push back on that one.. 

The value to the buyer can add up to a very sizeable amount of money; typically pays the up-front lender fee to lower the interest rate, which results in accumulating paid interest savings for the buyer as long as the buyer owns the property, or for the life of the loan; may add up to many tens of thousands of dollars; make sure you check the fine print of the lender's loan lock provisions; be sure your seller's money is truly paying down the loan rate as opposed to paying other lender charges to the buyer.  3.Seller-Funded Temporary BuydownsBuydowns can also be structured to adjust the buyer-paid interest rate for a limited number of years; can cover the first two, three or four years or more of the buyer's loan; allows your seller to reduce the buyer's ongoing loan cost (monthly payment) considerably.4.Owner FinancingA willing seller may be able to keep their selling price intact by offering financing to a buyer; for a seller who needs to sell as soon as possible for the best possible price; expands the potential market for buyers to those who might not qualify with a lender for any number of reasons relating to their credit, verifiable income, or other issues; seller creates an 'investment" that can produce an annuity with a very good rate of return for many years; seller needs to become very well educated on how to qualify a potential buyer (how to get credit, income, debt ratio, and other accurate personal historical data on the buyer-and how to verify that data); seller needs legal advice to review contract documents, as well as title and escrow services to conduct a title search and closing; buyers attracted to seller financing may have income sources including part- time work, bonus income, royalty income, dividend and interest income from investments, or they may be newly self employed; seller who finances needs to get a substantial down payment and ensure that the property is adequately insured by the buyer and that initial property taxes are pre-paid and a tax payment plan is established; if the buyer stops paying, the seller will have to proceed like a bank or other lender and foreclose on the buyer. 5.Contract for DeedA contract for deed agreement to purchase is similar to a seller-financed purchase.

You might have put money up front to get it, so it's essential a prepaid card, but they'll return it once they see you're responsible with it and upgrade you in a few months.

You pay 7% to sell (commissions, closing costs, repairs)...down to $335,000If you're using HML...I'm guessing you're paying 1-2% in points, lender's title policy, prepaid interest other fees, plus standard closing costs.

The max allowable seller concessions are 6% of the sales price on a second home with 10% down or 2% of the sales price of an investment occupancy or the actual amount of closing costs and pre-paids, whichever is less. 

If your closing costs aren't going to be that high, ask for as much as you can get and the remainder in price reduction or pre-paid taxes/HOA/appraisal/whatever other expense you can think of related to the deal.

Anything over 1 month is pre--paid interest days.