In times of a cash crunch not many want new clothes or shoes.

Originally posted by Rob K:Half these people look like they rarely wash their clothes anyway.

I had no verifiable work history, some second-hand furniture, thrift store clothes, a salvaged minivan, and -$2000. 

Here's just a small list of some of the opportunities (challenges) we ran into:-Day one presented our contractor with a squatter that was washing his clothes in our kitchen sink-City of Atlanta is very difficult to work with on permits which delayed construction probably 60 days overall through the process-Contractor spent two months determining if our house was in a flood zone-Contractor had not worked on residential properties before.  

How many clothes, shoes, going out to eat or similar, those ARE optional. 

Because our tenants only need to bring their clothes and laptop and can rent just the months they will be at the university, we can charge much higher rents than an average student can afford.

People who own clothing stores are now failing because of amazon and online shopping. if you are not adapting to the world around you, you will be left behind.   

I am 20 and almost all my friends do it(I don't because I believe it's unhealthy, stupid and a waste of money) and their apartments, clothes and cars smell like sh*t.

They pay cash for everything (cars, education, clothes, food, vacations) and leverage when it makes sense (real estate).

Are you saying that the "countless" blooming small businesses that provide, what, sanitation services and sewing cloth masks, are supporting the 40+ million people who have lost their jobs?