Also their torque wrenches have been great for a decade or more and are a fraction of the $ of a big brand.

It's a valid perspective, not to be dismissed, my $0.02.Even your younger 3 or 8 year Realtor is rolling their eyes (even if you don't see it) when you start making significant sacrifices or trade-offs over $14.22 per month per hundred grand, and they've seen only a fraction of what Realtor Gramps has seen. 

This subcontractor billed the city and while most of it was paid by the gas company, there was a fraction of the bill that was supposed to be paid by the owners of that block.

On the plus side,   you can figure a fraction of the rent income towards qualifying for the loan.   

Keep taking action on your end, and I'm confident you will far surpass your investing goals in a fraction of the time you thought possible.To your success!

@Philip MullinaxYou need a new plumber that won't rob you blind.My handyman takes care of things like this for a fraction of what you paid or a yellow pages plumber would charge.

Outcome 2, you increase rent by a fraction for year 1 and have the opportunity to increase to market value after year 1 with a new tenant.

I didn't hire them because I would have had my handyman board up the house for a fraction of the cost. 

You could take a fraction of those funds, dive headfirst into wholesaling to generate that kind of income.

You will have a certain percentage of tenants who will think they can't break a lease and stay even if they really don't want to - but - they are not going to be happy tenants, which usually equals more work for you anyway.I just don't think the fraction of tenants who will comply with a lease simply based on what is written in it will outweigh the benefits of a M2M contract.