I started my real estate journey about 6 months ago. I have gained 0 properties and have made offers on 3 properties. No deals yet. I have have obtained my business license. I have tried direct mail marketing on vac...

As an investor myself and a realtor I have a good grasp on the area 

so currently im new here looking to wholesale houses around the NYC area. i been reading about this stuff for months now and think  i have a grasp of it. but i came across an area of owner financing the other day and made me come up questions.

I have a pretty good grasp of the market here. 

Couldn't grasp the hang up and was told we just didn't understand the situation. 

Ok so I grasp how whole life works.

But my takeaway from your post, which is clearly directly at newbies, is the need to have knowledge or grasp of all the issues before getting started, to which I strongly disagree. 

I feel as though that is the hardest part for most RE investors to grasp.

Many investors do not grasp this concept and believe they have a positive cash flow property when in fact once they apply a return to the equity they are left with negative cash flow on the property itself.

Ask a lot of questions and get yourself comfortable with when to make offers, how to make offers, how to calculate cash flow, how to calculate cash on cash returns, how to calculate cap rates, how to estimate ARV, etc.Once you feel like you have a great grasp and action plan on how you will operate your business, it's time to start taking action!