I'm running a business here, not a charity' kinda puts the cart before the horse. 

You can lead a horse to water but you can't make it drink.

Miniature horses are a popular ESA!

With a horse and a dog :-)Anyway, one morning I'm having coffee in my trailer and I hear chain saws. 

Lived on the property in an Airstream trailer during this time with a horse and dog and put in a couple fences and then raised a couple pigs.I was very young at the time and didn't make squat while living in the mountains and canned my own food, etc.You might be able to do something similar in today's world, but I'm here to tell you it was rough. 

Not to beat a dead horse, but sounds like your CPA isn't correct.

I trust him with young children as well as adults he just met even when I'm not around because of his training.Now getting off my high-horse...I agree the insurance broker should be consulted and if it was me, I would want to meet the dog and see what kind of training its had as well as its temperament.

Still, I have always respected and advocated that communities are very useful to real estate investors - it’s a horse trading business - which is also why my wife and I always supported, and been active in, and even at times operated our local REIAs.

Errrrr...you're probably putting the cart before the horse. 

Granted that slows the payoff but it quickens the cash building so it's roughly a horse a piece.