My church just finished moving a frail elderly widow who had to sell her house, and move into a single wide mobile home, due to financial hardship. 

Send the amount to your church if you need a clear conscience but if you make a payment to them it will be a negative for 7 years on your credit report from the date they receive the payment. 

Hi @Welton NeedamI work the entire Richmond metro area and while the true hotspots have their own pros and cons (Church Hill, Northside, Carytown, City Stadium/Byrd Park, etc) the metro area as a whole is experiencing a very hot seller's market.

They move in with friends, family, church puts them up somewhere.  

Meeting location provided below.Bel Air Artisans Center115 S Church StRocky Mount, NC

I stumbled upon my first house by reading a church newsletter advertising a hunting cabin.

Tell everyone you know you are looking for a house, Facebook, friends, family, church...If you do all these things with enough passion, you WILL find deals.  

Obviously this is subjective opinion, but In my view I see millennials today that simply reject traditional values we’ve had in this country such as early home ownership and starting a marriage /family ,go to church ,have devoted career paths etc..

Most likely, the borrower is a friend, member of same Rotary club or church, or something similar, with bank leadership, and they don't want to be the one to foreclose on the borrower.

As you may remember---every summer --so that you might be able to go to all your family, church, and community events or vacations without missing anything here at PCREIA....we only have one meeting per month for June, July and August.