I got my first job in the fall of 2008 and then I witnessed the country collapse before my eyes. 

Indeed a much needed implementation.HRRE contractors didn’t cap off a water pipe (identified by certified plumber) which caused the ceiling to collapse.

I do know a fair amount about credit scores and theoretically, IF someone with otherwise great or good credit somehow had their financial world collapse on them and they filed for bankruptcy or were foreclosed on, I suppose that would fit your idea of someone with one big screw up on their credit that disqualifies them, at least temporarily from buying a home.

We don't have the crazy financing pre-2008 that led to the housing collapse.

He suspected there being a break, collapse or disconnection in the pipe. 

I know I bought my first home as a condo, built in 2007, in the run-up to the great collapse.

Without tenants, even the most prestigious real estate portfolio will eventually collapse.

I just went under contract with @Avery Carl in the middle of Corona virus hysteria and a stock market collapse.

It can look like the bubble might be about to collapse.

Not looking to pull it out because I think I can do better or scared of collapse, leaving my position for a new field.