welcome to bp, your sentiment around leverage is 100% correct, and I'd challenge you to follow your own advice and use that leverage to put as little as possible into the real estate rather than the coveted "pay cash for it" or while one can pay cash, utilizing your w2 to refinance is a unique skill and ability you can have.house hacking in the mid west is where its at for sure.

You know the town better than I do these days - do you feel the same sentiment holds true for student housing i.e. 10% vacancy rates?

I share the same sentiment of skeptism when it comes to finding properties and receiving the ok.

We take customer happiness very seriously and monitor our community closely to keep tabs on user sentiment.  

@Lindy McConnell   Good question and echo the sentiment about talking to an agent.  

It seem that this sentiment is shared by many other investors.  

Thank you for sharing your encouraging sentiment on your first "down to the studs" rehab.

But my partner said his mentor mentioned a more emotional sentimental component on handwriting the letters.

I agree with the overwhelming sentiment here that it's a bad idea... however, what about a non-alcoholic wine?

I echo some of the same sentiments as above.