@Shane Woodman an alternative to a bank HELOC if there is captive equity in your existing rentals that you are looking to leverage for your next portfolio purchase would be private lenders who have programs that will allow for cross-collateralization (just make sure you negotiate structured lien releases which allow you to sell or refinance one or more of the collateral properties and also see if the lender will accept a recent appraisal or a BPO).

It seems like the HOA fee in these cases is essentially just a reduced rent and that the condo owners are captive residents who will be stuck paying whatever the complex charges and, if the HOA fee gets raised too high, won't even be able to sell the condos since people would pay peanuts for them with a high HOA.

There are numerous companies you could look through, but I always suggest going through a broker.If you go through a direct/captive insurance writer (State Farm, Allstate, Farmers, or most of the big name brand names) they only have access to their lines of products, so you dont really know if you are getting a great deal. 

@Mark Fries you should look into setting up a captive insurance company, you get to self insure and your premiums are a tax write off, vs if you just put it in a savings account you lose the ability to write off.

As a rule the big captive agent insurance companies are losing money on their insurance business and then barely breaking even with the profits from financial services divisions.

You give them the W2 and the 401k match and all that in exchange for them being a captive vendor).

I came across Bigger Pockets in early November and immediately was captivated by Brandon and David and the guests on the show.  

Failed pressure tank or low pressure in the captive air tank.Your pressure tank has a captive air bladder or diaphragm, which holds a certain pre-charged amount of air pressure.

It may just be what it is, but I want to look around.In the past I've always preferred working with independent mortgage brokers, instead of captive brokers.

Just think of how the captive audience decreases as the value gets up into those dizzy levels!