I tried to get her to come on BP with me to help the public not get taken by pump and dump advanced scheme artists posing as private lenders..Private lenders are Hard money lenders.. some use the private lender moniker to give the illusion of cheaper rates or easier qualifying.. if your in the business of making more than 2 or 3 loans a year your a Hard money lender plain and simple. don't get confused on the vernacular. 

Jon made some very good points, but I just want to make sure the OP has no illusions about being able to renegoiate a price down the road.

I cannot offer first hand knowledge from my own experience, as I am seeking that illusive first deal.Good Luck

Plus as I said it is the 4th most common reason for selling and a professional agent should be aware of that as a possiblity when taking the listing, and asked that question when doing the disclosures.As for those clauses you cite to try to avoid liability, I wish you luck, maybe they make you feel good but the court won't give them much merit, they are generally thrown in to convince people they can't sue until that person checks with a lawyer and finds out differently.I don't know whether to laugh or cry.I don't have any illusions that I can't be sued for any ridiculous thing that someone comes up with, but so far, every time I have been sued, common sense has won out.You cannot claim that the fact that the neighbors have kids is a material defect to the home.

Its a lot easier when there are no illusions of ownership to begin with...So yes, depending the the valuation I would say that it is very common.

If the furniture is small, the room will look bigger, giving the illusion of more space.While there are a few furniture stores around that will have a good bit of small, lightweight furniture, don't hesitate to take a look on Craigslist...there's lot of second-hand stuff that is perfect for staging.

the county is trying to outlaw panhandling now.there are lots of neat things that can be done to Create the illusion of recovery.

Anthony keeps stating things like "on here" on postig, etc. giving the illusion that this spam is being promoted on BP.If it were, it would get deleted immediately.Anthony, you should save us all a lot of time and headaches by ceasing to bring this kind of crap to the table.

The Fed is essentially buying stocks to create the illusion of an economic recovery.

Or the illusion of what the owner says the cash-flow should be.