@Peter Walther How do these exclusions factor into the claim analysis:Defects, liens, encumbrances, adverse claims, or other matters(a) created, suffered, assumed, or agreed to by the Insured Claimant;(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;

The claimant is indigent.Probably we will call our personal friend who is a busy local injury lawyer. 

By increasing the limits of coverage, you make less likely that a claimant would go after your other assets.  

Each potential claimant has to be personally served by the Sheriff, so the cost will vary based on how many parties need to be served. 

They should be able to aid the claimant in how the process works, it is pretty simple.

If i have to involve an attorney, do i still have to have the claimant sign my contingency agreeement and make a separate agreement with the attorney?

The claimants will be foreign students. 

Unfair as it seems, the crazy party that one roommate threw can result in a termination notice directed to all tenants.In Legal Terms:“Joint and several liability” is where two or more persons are liable in respect of the same liability.Under joint and several liability or all sums, a claimant may pursue an obligation against any one party as if they were jointly liable and it becomes the responsibility of the defendants to sort out their respective proportions of liability and payment.This means that if the claimant pursues one defendant and receives payment, that defendant must then pursue the other obligors for a contribution to their share of the liability.This obligation is normally spelled out in a lease clause, in leases which are signed by two or more tenants.

Now if you want to discuss all the iniquities going on out there, my favorite is about Wills where heirs or claimants to Estates of wealthy and upstanding decedents go to extreme length to forge signatures, force executions of will under duress when someone is ill and dying, well, that's an interesting subject to discuss over a nice glass of drink to contemplate on human nature.

I'm very close to my first interaction with Claimants.